Thinking about moving to Portugal in 2025? Discover everything you need to know about visas, housing, cost of living, healthcare, schools, and lifestyle – with local experts ready to help.

Why Move to Portugal?

Portugal has become one of Europe’s top destinations for expats, digital nomads, and retirees. With its mild climate, affordable lifestyle, safe environment, and welcoming culture, it’s no surprise that relocation to Portugal is growing every year.

Whether you are looking for a new home, a fresh start, or an investment opportunity, Portugal offers a unique combination of modern living and traditional charm.

Step 1: Choose the Right Visa

Relocating to Portugal starts with finding the right visa:

D7 Visa – Best for retirees and remote workers with passive or stable income.

Digital Nomad Visa – For remote workers earning income from outside Portugal.

Golden Visa – Residency through investment, ideal for property investors.

Student Visa – For international students joining Portuguese universities.

💡 Tip: Always check the most updated requirements with Portuguese consulates before applying.

Step 2: Get the Essentials (NIF, Bank Account, Insurance)

To live in Portugal, you’ll need:

NIF (Número de Identificação Fiscal): A Portuguese tax number required for renting, buying property, opening a bank account, or signing contracts.

Bank Account: Most expats open a Portuguese bank account for convenience.

Health Insurance: Private insurance is required for most visas and is useful until you join the national healthcare system (SNS).

Step 3: Finding Housing in Portugal

Portugal offers a wide range of housing options, from city apartments to coastal villas.

Lisbon & Porto – Urban lifestyle, culture, business hubs.

Algarve – Sunny beaches, golf, and a large international community.

Madeira & Azores – Island lifestyle with natural beauty.

Smaller Cities (Braga, Coimbra, Évora) – Affordable cost of living and authentic Portuguese life.

💡 Renting first is often the best option before committing to buying property.

Step 4: Cost of Living

Portugal remains more affordable than many Western European countries. On average:

Rent (1-bedroom in city center): €800 – €1,500/month (depending on city).

Groceries: €200 – €400/month.

Transport: €40 – €60/month (public transport pass).

Dining out: €20 – €30 for a meal at a local restaurant.

Step 5: Healthcare & Education

Healthcare: Portugal has a public system (SNS) with affordable care, but many expats also use private insurance for faster service.

Education: International schools are available in Lisbon, Porto, and the Algarve, while universities such as the University of Coimbra attract global students.

Step 6: Settling In – Culture & Lifestyle

Portugal is known for its warm hospitality, delicious food, and relaxed pace of life.

English is widely spoken in larger cities, but learning some Portuguese will make daily life easier.

The expat community is growing, with plenty of events, meetups, and support networks.

How OM Real Estate Helps You Relocate Smoothly

At OM Real Estate, we don’t just help you find a property – we guide you through the entire relocation process.

As local Portuguese experts, we understand every step: from visas and NIF registration to banking, healthcare, schools, and cultural integration. With our network of trusted partners (lawyers, accountants, relocation specialists, and service providers), we make sure your move to Portugal is stress-free and successful.

👉 Whether you are relocating with family, retiring, or investing, we are here to make Portugal feel like home from day one.